Car Insurance Virginia Beach

Atlantic Charter Insurance Group: The Most Trusted Virginia Beach Car Insurance Agency

Written by: Alan Wright

As you make your way to work, you ponder the day's agenda, determined to dominate the day. Suddenly, another motorist rear-ends your car, and you begin to panic. But you're consoled by two thoughts: you're alive and have car insurance in Virginia Beach.

Research shows that car insurance costs an average of $1,539 per year in the United States. And it can be worth every penny when you're suddenly involved in an accident.

The question is, how dependable is your existing auto insurance in Virginia Beach? Let's say you're looking for a more reliable Virginia Beach car insurance option. Now may be the time to enlist the help of Atlantic Charter Insurance Group.

Here's a rundown of how ACIG can help you. With Mike Fitzpatrick and his team, you can find a trusted and experienced car insurance company in the Virginia Beach area for over 25 years.

Let's jump in!

Car Insurance in Virginia Beach

Atlantic Charter Insurance Group is passionate about helping motorists. They help you secure excellent solutions for your car insurance needs.

Your car insurance requirements may differ from those of another family depending on factors such as how many cars and how many motorists you have in the family. Fortunately, you can work collaboratively with (ACIG) Atlantic Charter Insurance Group to develop the most appropriate and affordable policy for you.

Your chosen policy may include the following benefits:

• Rental reimbursement
• Collision coverage
• Liability coverage for personal injuries
• Coverage for uninsured motorists
• Coverage for physical damage

Atlantic Charter Insurance Group works only with today's most reputable auto insurance providers. That means any policy you find through this group is one you'll be able to trust for miles to come.

Top Virginia Beach Car Insurance Companies Include AIC

AIC offers car insurance for various personal vehicles, such as cars, motorcycles, trucks, and vans. AIC also covers commercial vehicles. These include dump trucks, flatbed trucks, and even utility trailers.

Both personal and commercial vehicle policies have earned recognition for their flexible payments and competitive rates in Virginia Beach.

Some core coverages available through AIC include collision, bodily injury, medical payments, and property damage. You can also secure coverage for towing and rental reimbursement.

AIC's car insurance policies stand out for their many benefits, including small down payments. You can also choose either a six-month or an annual policy term.

When you choose AIC, you can additionally take advantage of several cost-saving discounts, such as multi-policy, homeowner, and multi-car discounts.

Allstate

This car insurance provider is also a winner for seekers of both personal and commercial auto insurance. Your Allstate policy will cover you if you've experienced an accident or breakdown. Likewise, you're covered if you've had your window broken or your car is stolen.

Allstate insurance also includes accidental death/dismemberment and underinsured motorist coverage.

Allstate's commercial car insurance targets owners of either mid-sized or small businesses with vehicle fleets.

A significant benefit of choosing Allstate for your car insurance needs is that the company offers its unique DynamicDrive benefit. This benefit will reward you with sizable rate discounts if you download the company's app and maintain a good driving record.

Additionally, Allstate offers as much as $500 to cover your travel, lodging, and food expenses in a car-related emergency. This means you'll receive the financial support you need if you ever get stranded.

Main Street America

Are you looking for comprehensive auto insurance coverage in Virginia Beach through Atlantic Charter Insurance Group? Look no further than Main Street America. This company stands out for covering accidents that do not involve crashing into another object or automobile.

Other car insurance coverage available through Main Street America includes collision and rollover damage coverage. You can also receive funds to pay for any medical expenses associated with an accident that you've been involved in.

A car insurance policy from Main Street America offers several other perks, too. For instance, you can enjoy accident forgiveness and even new automobile replacement following an accident.

You may also earn a discount if you install an anti-theft device on your car. Increasing your collision deductible will also result in cost savings.

Mercury Insurance

Like Main Street America, Mercury Insurance provides comprehensive coverage and liability and collision protection.

The liability protection you receive will cover another individual's injuries and any damages to their vehicle if you are determined to be at fault in a crash.

Collision protection may also be a good option if your lender mandates that you carry such coverage. This type of protection will cover your vehicle repair expenses following a car accident.

MetLife

Liability, collision, and other protections are additionally available through MetLife.

Let's say you get into a minor crash because the sun's rays blind you when you're trying to navigate trash during rush hour. Although the damage you cause is minimal, the other motorist complains of neck pain. In this situation, you would benefit from liability insurance.

Now, let's say you damage your car on accident in icy weather due to sliding into a road barrier. In this scenario, you can use collision coverage to repair your car damage. If the car is irreparable, your collision coverage will provide you compensation for the car's value.

Car insurance through MetLife can even help if your car is damaged in a hailstorm. This form of protection is available through comprehensive coverage.

In addition to offering competitive insurance plans, MetLife provides convenient around-the-clock claim reporting. You can also receive rewards for not filing claims and automated payment discounts.

Progressive

Progressive is yet another leading provider of auto insurance coverage ranging from liability to comprehensive insurance in Virginia Beach.

Note that liability insurance through Progressive won't just cover injuries and property damage. It will also cover attorney and court costs -- a significant bonus.

In addition, comprehensive coverage from Progressive will help you to replace or repair your automobile if any of the following damages it:

• Act of nature
• Fire
• An animal
• Vandalism
• Theft

With Progressive, you can furthermore take advantage of roadside assistance. This type of protection covers towing in the event of a breakdown. It can also help you to get a flat tire changed, get fuel delivered to your car, or retrieve a key locked in your vehicle.

Unique Progressive Programs

Progressive offers a few special programs that you may want to take advantage of when you work with Atlantic Charter Insurance Group. For instance, you can save on your car insurance if you combine it with your condo, renters, or home insurance.

In addition, the company's unique Snapshot program will provide you with a personalized auto insurance rate according to how safely you drive.

You may also want to inquire about Progressive's AutoQuote Explorer program. This tool will generate a complementary auto insurance quote for you. Then, you can compare this with other insurance companies' prices to determine the best rate for you right away.

Progressive is also a proud provider of its Name Your Price feature. This tool lets you tell the company your desired car insurance payment amount. The company will then show you the coverage choices that fit your budget.

Rockingham Insurance

Are you looking for an auto insurance company that offers a slew of discounts? You generally can't go wrong with Rockingham Insurance in Virginia Beach.

For instance, perhaps you choose liability, comprehensive, or medical coverage insurance from the company through Atlantic Charter Insurance Group. You'll receive a discount for being a loyal customer down the road. Specifically, each year you renew your Rockingham Insurance policy, you'll receive a discount of 1% for 10 consecutive years.

The company additionally provides as much as a 10% discount if you report no major traffic violations or accidents and only one minor traffic violation during the past three years.

Through Rockingham Insurance, you may even be able to receive a mature driver discount on your collision and liability coverage. To be eligible for this, you must be at least 55 years old and have also completed a car crash prevention class within the past three years.

Other discounts available through the company include those for going green by going paperless and using e-signatures when signing your policy.

If you have a teenager or college student, they may also qualify for savings. For instance, completing a driver's education course will earn your teen a discount, and a child away at college with no vehicle access can save big as well.

Stillwater

Stillwater is another company with a strong reputation in the auto insurance industry. When you choose this company, you can expect competitive rates for coverage such as property damage and bodily injury.

With this provider, you can be confident that your coverage limit will protect your car and assets if you cause an accident. In addition, you will have ready access to representatives if you need to file a claim.

You could even receive cost savings through Stillwater just for having a good student or even having a fully paid-off automobile.

The Hartford

The Hartford specifically provides auto insurance coverage for AARP-eligible individuals. These include anyone over 50 years of age.

With this company, you can enjoy perks such as coverage to replace your totaled car with a vehicle of the exact same model and make. And the best part? You don't have to worry about the company subtracting for depreciation.

Also, let's say you get into a crash that leaves you with injuries. Through the company's RecoverCare program, you'll be paid back for anything your injuries prevent you from doing. These include the following:

• Dog walking
• Food preparation
• Transportation services
• Snow removal
• Lawn maintenance
• House cleaning

In addition, after you have filed a car claim and it's covered, The Hartford will assist you in finding a reputable repair service. In fact, the company has a broad, approved network of repair companies to choose from. If you select one of these, The Hartford will stand behind their work during the remainder of your time owning or leasing your car.

Travelers

Travelers Insurance has also made a name for itself due to its outstanding service and rates in the auto insurance industry.

The company's liability coverage can give you peace of mind that if you are sued for causing an accident, they'll provide for your legal defense. This type of coverage is a requirement in Virginia, so it's one you'll want to budget for.

Although roadside assistance isn't a requirement, it might be worth adding to your auto insurance policy to further protect your peace as a driver. This type of protection can come in handy if your battery suddenly dies while you're running errands, for example. You can even use it if something goes awry with your car at home.

Note that Travelers also offers a lease or loan gap insurance to give you even more peace of mind. Let's assume that your leased or financed vehicle becomes totaled in an accident. This insurance will make up the difference between your car's unpaid balance and its cash value.

Trexis Insurance

Have you had a few traffic issues in recent years? As you explore all of your Virginia Beach car insurance options through Atlantic Charter Insurance Group, don't overlook Trexis Insurance.

What makes Trexis Insurance unique is that it provides high-risk insurance coverage. It also offers SR-22 insurance. As a result, you can obtain coverage even if you have tickets or accidents on your record. Even a DUI conviction won't stop you from securing auto insurance through Trexis Insurance.

This company additionally offers a handy online portal where you can easily make payments and manage your policy.

Your coverage options at Trexis Insurance are similar to those found at other major auto insurance providers. These include comprehensive coverage and liability coverage for bodily injury.

Remember that comprehensive coverage through Trexis Insurance helps you in the event of a flood, an earthquake, or even an explosion. In addition, note that bodily injury coverage is a must if you spend some time behind the wheel each day.

How We Help People Seeking Auto Insurance in Virginia Beach

At Atlantic Charter Insurance Group, we are excited to help you to find the right car insurance in Virginia Beach. Our licensed agents can also service an existing Virginia Beach car insurance policy.

With more than 50 years of experience under our belt, we are well-equipped to meet your need for quality auto insurance in Virginia Beach.

Get in touch with us today to begin your search for the perfect auto policy.