Atlantic Charter Insurance Group

One Company
Many Insurance Solutions

Contact Virginia Beach Office

Contact Portsmouth Office

Dedicated to serving all of your insurance needs.

Over 35 Long Years Of Insurance Excellence!

Commercial - Residential

Meet Our Team

Atlantic Charter Insurance Group Team Photo

Matt Duncan (Senior Producer, Portsmouth Office), Sandra K Farnsworth (Personal Lines Specialist), Aimee Slade (Commercial Lines Manager), Katherine Starks (Office Manager), Connor Fitzpatrick (Producer), Mike Fitzpatrick (President), Will Matney (Producer), and Jimmy Vita (Producer)

Our Products

Welcome to Atlantic Charter Insurance Group!

Commercial Insurance Services

  • General Liability and Workers Comp
  • Corporate Auto Insurance
  • Commercial Property Policies
  • Business Owners Package Policies
  • Group Health Insurance
  • Certificates of Insurance

Residential Insurance Services

  • Home, Condo & Renters Insurance
  • Automobile and Motorcycle Plans
  • Flood Insurance
  • Umbrella Coverage
  • Boat Insurance
  • Personal Life and Health Insurance

You can control some things in your life, but not everything. Acknowledging this simple fact can go a long way toward helping you be better prepared for all that life may bring. That's where insurance comes in. You've taken the first step by coming to our site. Now you're ready to move forward.

Benefits of Using a Virginia Beach Independent Insurance Agency for Your Protection


Large Versus Local

LARGE INSURANCE AGENCIES are easy to find on the internet. With the rapid growth of online companies and the industry giant’s catchy commercials, many customers mistakenly believe that these big-box providers are the best sources to buy their insurance policies.

TRUTH: They’re not. These corporations are unable to compose a policy specific to your needs. Are you really working with a specialist who can relate to your personal situation?

LOCAL INDEPENDENT INSURANCE AGENCIES who employ agents familiar with Virginia Beach can piece together a thorough policy that takes into consideration your individual needs, budget, and regional requirements.

Virginia Beach’s Atlantic Charter Insurance Group or ACIG founded by Mike Fitzpatrick in 1988 can help you select the most suitable policy for any of your individual, residential, or commercial needs. Whether you’re looking for auto to homeowner to disability insurance, we’ll ensure that you are covered to your satisfaction.

Big Money

 Would you rather save money on your policy or spend it on a big agency’s big overhead? Large insurers are unable to guarantee you with the lowest possible policy rates because they have pricey expenses such as witty advertisements, marketing deals and everything in between. They’re charging you a pretty penny to make themselves more visible on those television commercials. Meanwhile, all you want is peace of mind at a low cost.

Independently owned firms like Mike Fitzpatrick’s Virginia Beach Insurance Agency are focused on providing the utmost care of clients, not public relations. Your policy rates don’t include higher markups to cover large overhead.

ACIG will find you the best prices in Virginia Beach for any of the following risks:

Chat with a person, not a bot

Many large insurance websites leave you searching for the appropriate page and person to speak with. Some encourage site visitors to buy a policy via an automated system or worse - a robot. This is risky.

Your questions must be answered correctly by a person, a specialist who understands you and your situation. An agent who is locally based in Hampton Roads knows your Virginia Beach laws, flood zones, and other pertinent information. This will give you confidence that you’re offered personalized insurance policies at the best rates available.

Custom Insurance Policies

Local insurance agents will make sure that you get the appropriate amount of coverage for yourself, your loved ones and your business to avoid problems in a time of need. Because these Virginia Beach independent agents know your community, they can give you reliable advice on laws and regulations that may affect you and your insurance needs.

For instance, living and operating along the coastline is much different than being in the Midwest. Some folks may not need to worry about flooding when others do. That’s where our agents at Atlantic Charter Insurance Group step in.

An Atlantic Charter Insurance agent will ensure that you get a quick and effective response should you have questions or concerns about your policy. This is because we don’t operate off a call center. You can simply pick up the phone, call our direct line and get an answer quickly. No waiting in queues or “press 2 to have us call you back”.

We provide you with your agent’s contact information so you’re able to reach out directly with any questions or concerns that may pop up. Think of it like talking to a friend rather than your long-distance relative.

Questions? Call Mike Fitzpatrick, Owner & President of ACIG today! Mike will make sure that he or one of his experienced staff members will find you the right solution for all your insurance needs.



ACIG works with only the most trusted brands.

Need Help?

Virginia Beach Office

Portsmouth Office